INSURANCES FOR PILOTS
managed by pilots
APPN, Association de Prévoyance du Personnel Navigant, was founded in 1957 on the initiative of SNPL and Mr. Jean Dupont, an Air France Captain. The need for such a creation became apparent because of the specific nature of insurances covering flight crew members. Insurers, who had no knowledge of the risks involved, were extremely prudent and calculated premiums with excessive margins. APPN therefore negotiated the group policies with several insurers. The basic idea guiding APPN's leaders was to obtain responsibility to manage the policy. As a result, APPN is currently managing three group policies Temporary and Permanent Loss of Licence (with MACIF as the insurance company), and Life insurance cover (shared between AXA and GENERALI). The association was initially launched in the French aeronautical scene only. However, since a couple of years more and more pilots from various airlines have joined the insurance scheme with currently more than 10,000 members worldwide. Due to its status as a non-profit association, APPN is the only association to be able to refund membership premiums to its members.
10 GOOD REASONS TO CHOOSE APPN
APPN is a non-profit association, legally registered and located in France since 1957.
The management expenses are reduced to a minimum with voluntary executive members.
APPN is managing all group contracts for their members independently.
APPN is working together with top insurance companies such as MACIF for the Temporary and Permanent Loss of Licence and AXA/GENERALI for the Life Insurance.
More than 10,000 pilots from various airlines from all over the world are already members with APPN to cover themselves in case of medical unfitness.
Annual premium refund depending on the annual financial year - please refer to the link for refund statistic in the past years
No additional medical check required for your application with APPN.
Your insurance scheme with APPN will be your individual insurance and you can keep the insurance in case of changing your employer.
The guarantees can be freely chosen and changed by the member before the age of 45
according to the terms and conditions of the group insurance policy .
With IFP you will have a direct contact and representative for APPN in the Middle East and Persian Gulf.
You are able to cancel your contract anytime with a signed written notice of 30 days – the remaining premiums will be refunded.